If you don’t have a vest – we almost think that’s like living in NYC and not owning an umbrella!
The truth is the real loss of heat happens around your chest and neck area, not your arms.
So during the fall you can really show off your favorite sweater by not wearing a jacket and instead wearing a good vest, and if need be a pair of long johns under the sweater.
This year we have the Barbour Lowerdale Quilted Vest for early shoppers. (Otherwise if you can’t find it any other local boutique, try JCrew)